Spectra S1 vs. S2: Which Does Your Insurance Cover?

Spectra S1 vs. S2: Which Does Your Insurance Cover?

The Spectra S1 and S2 are two of the most popular breast pumps covered by insurance. They perform almost identically. The real difference is one has a battery and one doesn't, and that changes what you'll pay out of pocket.

The Main Difference

Performance-wise, these pumps are the same. Same motor. Same suction strength. Same quiet operation. Both are hospital-grade.

The only difference is how they get power.

  Spectra S2 (Pink) Spectra S1 (Blue)
Suction Up to 250 mmHg Up to 250 mmHg
Power Plug-in only Built-in rechargeable battery
Wireless Use No Up to 3 hours per charge
Motor Hospital-grade, closed system Hospital-grade, closed system
Noise Quiet Quiet
Typical Insurance Cost $0 (fully covered) $75 to $150 upgrade fee
Bottom line. If you pump in the same spot every time, the S2 does the same job for $0. If you move around, commute, or pump in your car, the S1's battery is worth paying for.

How Insurance Handles These Two Pumps

Under the Affordable Care Act, most plans have to cover a breast pump. But "covered" doesn't mean every model is free. Insurance generally covers the cost of a standard pump. The S2 is considered that standard.

The S1 costs more because of the battery. Your plan covers the same amount it would for the S2. You pay the difference. That's the upgrade fee. It's not reimbursable, but it may qualify for FSA or HSA.

Spectra S2 Spectra S1
Considered the standard pump by most suppliers Higher retail price due to built-in battery
Usually fully covered with $0 out of pocket Insurance covers the standard pump amount; you pay the gap
Must be plugged into an outlet Wireless for up to 3 hours, then recharge
Best if you pump in one place Best if you move around or travel

Is the S1 Upgrade Worth It?

That depends on your day. Here are the questions that actually matter.

  • Do you have a dedicated pumping spot with an outlet nearby? If yes, the S2 is enough. Plug it in and go.
  • Do you commute or pump in your car? The S1's battery makes this possible without an inverter.
  • Do you pump in different rooms? The S1 saves you from unplugging and finding a new outlet every time.
  • Do you plan to pump at work? If your workplace doesn't have a convenient outlet, or you need to move between rooms, the S1 is the better fit.

The upgrade fee is a one-time cost. Most parents we talk to say the battery is worth it if you're not always near the same outlet. But if you're pumping at home at a desk or in bed, the S2 does the exact same thing for free.